Since 1982, the Canadian Athlete Insurance
Program (CAIP) has become well recognized in
providing the most comprehensive insurance
protection for sport accident and “overuse”
injuries to Canada’s athletes at all levels while
“In Canada” and “Out of Canada”.
Explanation of CAIP
Inside Canada coverage provides insurance
protection for sport injuries and includes
“OVERUSE” coverage, which has been unique
to CAIP since the beginning. OVERUSE covers
the athletes for chronic type injuries such as
tendonitis and stress fractures that happen over
a period of time as a result of repetitive activity.
The OVERUSE insurance benefit in CAIP is the
most popular and sought after insurance benefit
amongst Canada’s athletes.
Outside Canada (optional) coverage is 24
hours a day insurance protection for emergency
medical and hospital care as the result of an
illness or injury. Of course, the CAIP
insurance always covers the athletes while
participating in their sport. The AXA
Assistance Program provides international
emergency assistance to CAIP members when
travelling outside Canada.
Who is eligible for CAIP?
All athletes, coaches, managers and officials
who are members of a sport governing body. A
sport governing body can be a National Sport
Organization, Provincial Sport Organization,
Canadian Sport Center, Sport Teams,
Leagues or Clubs. All enrolments in CAIP
have to be done through a sport governing body
as noted above. Anyone of the sport bodies
mentioned above can contact us directly to
arrange CAIP insurance for their members.
How To Enrol in CAIP
Enrolment in CAIP is very easy. All we need is:
• Full name of the person to be enrolled.
“Please – no nicknames”.
• Province of provincial medical
insurance.
• Level of insurance coverage desired –
Bronze, Silver or Gold.
• Effective date of coverage.
• For Out of Canada insurance, we need
the dates of travel. Insurance can be
arranged on a weekly per trip or an
annual plan.
• Provincial medical insurance must be in
force for all persons enrolled in CAIP.
Highlights Of CAIP
• CAIP is available to all Canadian
Athletes regardless of what sport they
undertake.
• Insurance coverage is automatic.
• There are no application forms.
• There are no exclusions for pre-existing
medical conditions.
• There is no minimum enrolment
requirement per sport body.
• A Registered Physiotherapist or a
Certified Athletic Therapist (member of
CATA) can complete the Physician
statement of the claim form for
treatment for Physiotherapy, Athletic
Therapy and/or Massage Therapy
• Over 25 years experience in providing
important high-end insurance
protection to Canadian Athletes at all
levels and in all sports.
Highlights of the “In Canada” insurance:
• There is a choice of plans that are
available: Bronze, Silver and Gold.
• “Overuse” coverage
• Semi-private hospitalization
• Prescription drugs
• Ambulance charges
• Paramedical Services
• Medical equipment such as braces,
crutches, splints.
• Physiotherapy, Athletic Therapy,
Massage Therapy, Chiropractor
• Orthotic inserts for footwear
• Accidental Dental
• X-Rays and Laboratory exams
including coverage for MRIs, Cat
Scans and Ultrasounds (Silver and
Gold levels)
Highlights of the “Outside Canada” (Optional)
insurance:
• Coverage is 24 hours a day insurance
protection for emergency medical and
hospital care as the result of an illness
or injury, and of course, while the
athlete is participating in their sport.
• Outside Canada coverage also
includes AXA Assistance Program,
which provides international assistance
to CAIP members when travelling
abroad.
• Coverage can be purchased on a
weekly per trip or on an annual plan.
Please contact us to discuss which
option is best for your organization.
• No deductible.
• 100% coinsurance.
What is the cost for the insurance?
Bronze level - $65 per person per 12 months
Silver level - $200 per person per 12 months
Gold level - $285 per person per 12 months
“Out of Canada” premium rate is $30 per week
per person.
For further details concerning the Canadian
Athlete Insurance Program (CAIP), please view
the CAIP section of our web site:
The web site contains detailed information on
CAIP, the “In Canada” and “Out of Canada”
booklets, claim forms, AXA Assistance
Program and much more.
The preceding simply outlines the Insurance
Package that is available, and as such, offers
no contractual liability. All terms and conditions
as per the formal policy issued by the Insurer.
Armstrong-McCready Inc. was incorporated in
1977 as an independent brokerage and
consulting firm, specializing in Insurance and
Financial services.
Since 1982, Armstrong-McCready Inc. and the
Canadian Athlete Insurance Program (CAIP)
have been providing essential insurance
services to the Canadian Sport Community.
CAIP has become well recognized in providing
the most comprehensive and innovative
insurance protection to Canada’s athletes
including “OVERUSE” coverage, which has
become the most sought after and important
benefit for the athletes.
We are very proud of the fact that we have
been able to support all levels of the Canadian
sport community. We appreciate the good
relationship we have with the sport community
and we look forward to working on your behalf
in the coming years.
Contact:
640 Lakeshore Drive
Suite 100
Dorval (Québec) H9S 2B6
TEL.: (514) 636-5351
FAX: (514) 636-8268
www.armstrongmccready.ca
AXA Assurances
2020, rue University, Bureau 700
Montréal (Québec)
H3A 2A5
Ce dépliant est disponible en français.
Form: GR (05/10)
INSURANCE FOR CANADIAN ATHLETES
www.armstrongmccready.ca
SERVING THE CANADIAN SPORT
COMMUNITY SINCE 1982
